Your Trusted Business Loan & Credit Experts

At National Funding Partner , we offer more than just financing — we offer freedom to grow. With 22+ years of combined experience, we specialize in helping startups, small businesses, and established companies access fast, flexible capital through our vast network of vetted lenders.

Whether you're building credit, expanding operations, or stabilizing cash flow — we have a tailored solution for you.

Business Credit Cards


Whether you're building credit or looking for short-term 0% interest funding, our business credit card programs are a smart way to unlock flexible capital. With no impact on your personal credit and options that don’t require revenue history, these cards are perfect for startups and growing companies that need working capital without the burden of high interest rates.

Business Lines of Credit

A business line of credit gives you the freedom to borrow only what you need, when you need it — and pay interest only on the amount you use. Our flexible LOC options suit businesses of all sizes, with approvals based on monthly revenue, time in business, and your current cash flow. Whether you’re covering payroll or preparing for expansion, our revolving credit lines adapt to your timeline.

Loans

Looking for more structured funding? Our long-term business loans, including SBA and working capital loans, are designed to help you scale, stabilize, or invest in new opportunities. With loan amounts up to $10 million and terms of up to 25 years, these options come with monthly payments, competitive interest rates, and transparent qualification criteria.

Revenue-Based / MCA

Need fast funding without the credit barriers? Our revenue-based loans and merchant cash advance (MCA) programs provide quick capital based on your monthly business income — not your FICO score. Ideal for businesses with consistent sales but limited access to traditional loans, these solutions offer same-day funding and flexible repayment terms.

Asset-Based Financing

Unlock the value of your equipment or real estate through asset-based financing. These secured loan programs offer high advance rates (up to 90%) with longer repayment terms and lower interest rates. Whether you’re purchasing new machinery or leveraging existing property, asset-based lending provides the capital you need while keeping your operations strong.

Business Credit Cards

Whether you're building credit or looking for short-term 0% interest funding, our business credit card programs are a smart way to unlock flexible capital.

0% Interest Business Credit Card

  • Credit Score: 680+

  • Time in Business / Revenue: None

  • Interest Rate: 0% APR for 6–24 months

  • Docs Required: Tri-Merge Credit Report

  • Notes:

    1. Doesn’t report to personal credit

    2. Can draw to cash at 0% interest

    3. Builds business credit and banking relationships

No Doc Funding – Business Credit Card

  • Credit Score: 680

  • Time in Business: 6 Months

  • Interest Rate: 0% for 12 months

  • Funding Amount: $100K – $150K

  • Funding Period: 1–2 Weeks

  • Payment: Monthly

  • Docs Required: Full Name, Home Address, SSN

  • Notes: No bank statements or tax returns; builds business credit

Business Lines of Credit

A business line of credit gives you the freedom to borrow only what you need, when you need it — and pay interest only on the amount you use.

Line of Credit – Alternative A

  • Revenue: $15K/month

  • Credit Score: 650

  • Time in Business: 3 Years

  • Interest: 1%/month

  • Funding Period: 24 Hours

  • Term: 12–36 Months

  • Amount: $10K – $275K

  • Payment: Weekly / Monthly

  • Docs: Application, 4 business bank statements

  • Notes: Max 1 MCA

Line of Credit – Alternative B

  • Revenue: $5K/month

  • Credit Score: 635

  • Time in Business: 6 Months

  • Interest: 3%/month

  • Term: 12–24 Months

  • Amount: $5K – $100K

  • Payment: Monthly

  • Docs: Application, 4 business bank statements

  • Notes: No MCA

Line of Credit – Alternative C

  • Revenue: $17K/month

  • Credit Score: 551

  • Time in Business: 1 Month

  • Interest: 11% APR+

  • Funding Period: 2–3 Weeks

  • Term: 12–36 Months

  • Amount: Up to $500K

  • Payment: Weekly

  • Docs: Application, 4 business bank statements

  • Notes: Max 2 MCAs allowed, no tax returns

A/R Line of Credit

  • Facility Size: $200K – No cap

  • Advance Rate: Up to 95% A/R

  • Interest Rate: Prime +2%

  • Docs/Quals:

    • $75K open receivables (30–60 day terms)

    • 1 Year in Business

    • $500K annual gross sales

    • No minimum FICO

Loans

Looking for more structured funding? Our long-term business loans, including SBA and working capital loans, are designed to help you scale, stabilize, or invest in new opportunities.

SBA Loan

  • Term: 5–25 Years

  • Rate: Prime +1–3%

  • Notes: Government-backed; can refinance debt

Business Term Loan – Working Capital

  • Term: 6–36 Months

  • Funding: 24–48 Hours

  • Amount: Up to $10M

  • Payment: Monthly

  • Quals:

    • 2 Years in Business

    • 650+ FICO

    • $300K Gross Annual Revenue

    • 4 Months Bank Statements

Personal Loan

  • Revenue: $70K/year (or $700/week in NY & FL)

  • Credit Score: 680+

  • Term: Up to 5 Years

  • Interest Rate: 7% APR+

  • Funding: 2 Business Days

  • Amount: Up to $500K

  • Docs: DL, 2 Years Tax Returns, 2 Years W2, 30 Days Paystubs

Revenue-Based / MCA

Need fast funding without the credit barriers? Our revenue-based loans and merchant cash advance (MCA) programs provide quick capital based on your monthly business income

Revenue Based Funding

  • Revenue: $10K/month

  • Credit Score: 500

  • Time in Business: 3 Months

  • Interest: None

  • Funding Period: 24 Hours

  • Term: 1–12 Months

  • Amount: $5K – $2M

  • Payment: Daily / Weekly / Monthly

  • Docs: Application, 4 business bank statement

  • Notes: ITIN accepted

Apply Now

Asset-Based Financing

Unlock the value of your equipment or real estate through asset-based financing. These secured loan programs offer high advance rates

Equipment & Real Estate Loans

  • Term: 3–7 Years

  • Interest Rate: 5–15% APR

  • Advance Amount: Up to 90%

  • Payment: Monthly

  • Docs/Quals:

    • Real estate or heavy equipment fully owned

    • $250K minimum valuation

    • 1 Year in Business

    • 600–650+ FICO

    • $250K Gross Annual Revenue

  • Notes: Fully expensable for tax purposes; no $ cap

Accelerate Your Success


Seize the opportunity to grow your business and gain access to the capital you need.

  • Exclusive Lender Relationships

  • Expert Advice from Business Advisors

  • Funding On Your Timeline

  • Long Term Perspective With Every Client

Business financing solutions tailored to help you grow.

Phone: +1 866 LEND 505 | +1 866 536 3505 | Email: [email protected]

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