At National Funding Partner , we offer more than just financing — we offer freedom to grow. With 22+ years of combined experience, we specialize in helping startups, small businesses, and established companies access fast, flexible capital through our vast network of vetted lenders.
Whether you're building credit, expanding operations, or stabilizing cash flow — we have a tailored solution for you.
Whether you're building credit or looking for short-term 0% interest funding, our business credit card programs are a smart way to unlock flexible capital. With no impact on your personal credit and options that don’t require revenue history, these cards are perfect for startups and growing companies that need working capital without the burden of high interest rates.
A business line of credit gives you the freedom to borrow only what you need, when you need it — and pay interest only on the amount you use. Our flexible LOC options suit businesses of all sizes, with approvals based on monthly revenue, time in business, and your current cash flow. Whether you’re covering payroll or preparing for expansion, our revolving credit lines adapt to your timeline.
Looking for more structured funding? Our long-term business loans, including SBA and working capital loans, are designed to help you scale, stabilize, or invest in new opportunities. With loan amounts up to $10 million and terms of up to 25 years, these options come with monthly payments, competitive interest rates, and transparent qualification criteria.
Need fast funding without the credit barriers? Our revenue-based loans and merchant cash advance (MCA) programs provide quick capital based on your monthly business income — not your FICO score. Ideal for businesses with consistent sales but limited access to traditional loans, these solutions offer same-day funding and flexible repayment terms.
Unlock the value of your equipment or real estate through asset-based financing. These secured loan programs offer high advance rates (up to 90%) with longer repayment terms and lower interest rates. Whether you’re purchasing new machinery or leveraging existing property, asset-based lending provides the capital you need while keeping your operations strong.
xplore flexible funding options designed to support your construction projects from start to finish. Whether you're building from the ground up, developing rental properties, or freeing up capital from completed inventory, our programs offer fast approvals, competitive terms, and tailored financing to meet your goals.
Our Hard Money program offers a fast and flexible financing solution for individuals transitioning between properties. With loan amounts available up to $2.5 million, this option is ideal for those needing quick access to capital without the lengthy approval processes of traditional loans. The program features interest-only payments for up to five years and allows closings under an LLC structure, making it a strategic choice for investors and homeowners seeking short-term leverage during property acquisitions or transitions.
Our 100% Fix and Flip Private Money Loan is a high-leverage funding solution designed for experienced real estate investors looking to finance both the purchase and renovation of properties with no upfront fees or monthly payments. With loans up to $750,000, this program covers up to 100% of costs, rolling lender fees into the loan and allowing interest to accrue until repayment. Investors with a minimum 640 credit score and a history of at least 8 completed projects in the last 5 years can qualify, while new or limited-experience investors may access up to 80% of the purchase and 100% of the rehab budget.
Whether you're building credit or looking for short-term 0% interest funding, our business credit card programs are a smart way to unlock flexible capital.
Credit Score: 680+
Time in Business / Revenue: None
Interest Rate: 0% APR for 6–24 months
Docs Required: Tri-Merge Credit Report
Notes:
Doesn’t report to personal credit
Can draw to cash at 0% interest
Builds business credit and banking relationships
Credit Score: 680
Time in Business: 6 Months
Interest Rate: 0% for 12 months
Funding Amount: $100K – $150K
Funding Period: 1–2 Weeks
Payment: Monthly
Docs Required: Full Name, Home Address, SSN
Notes: No bank statements or tax returns; builds business credit
A business line of credit gives you the freedom to borrow only what you need, when you need it — and pay interest only on the amount you use.
Revenue: $15K/month
Credit Score: 650
Time in Business: 3 Years
Interest: 1%/month
Funding Period: 24 Hours
Term: 12–36 Months
Amount: $10K – $275K
Payment: Weekly / Monthly
Docs: Application, 4 business bank statements
Notes: Max 1 MCA
Revenue: $5K/month
Credit Score: 635
Time in Business: 6 Months
Interest: 3%/month
Term: 12–24 Months
Amount: $5K – $100K
Payment: Monthly
Docs: Application, 4 business bank statements
Notes: No MCA
Revenue: $17K/month
Credit Score: 551
Time in Business: 1 Month
Interest: 11% APR+
Funding Period: 2–3 Weeks
Term: 12–36 Months
Amount: Up to $500K
Payment: Weekly
Docs: Application, 4 business bank statements
Notes: Max 2 MCAs allowed, no tax returns
Facility Size: $200K – No cap
Advance Rate: Up to 95% A/R
Interest Rate: Prime +2%
Docs/Quals:
$75K open receivables (30–60 day terms)
1 Year in Business
$500K annual gross sales
No minimum FICO
Looking for more structured funding? Our long-term business loans, including SBA and working capital loans, are designed to help you scale, stabilize, or invest in new opportunities.
Term: 5–25 Years
Rate: Prime +1–3%
Notes: Government-backed; can refinance debt
Term: 6–36 Months
Funding: 24–48 Hours
Amount: Up to $10M
Payment: Monthly
Quals:
2 Years in Business
650+ FICO
$300K Gross Annual Revenue
4 Months Bank Statements
Revenue: $70K/year (or $700/week in NY & FL)
Credit Score: 680+
Term: Up to 5 Years
Interest Rate: 7% APR+
Funding: 2 Business Days
Amount: Up to $500K
Docs: DL, 2 Years Tax Returns, 2 Years W2, 30 Days Paystubs
Need fast funding without the credit barriers? Our revenue-based loans and merchant cash advance (MCA) programs provide quick capital based on your monthly business income
Revenue: $10K/month
Credit Score: 500
Time in Business: 3 Months
Interest: None
Funding Period: 24 Hours
Term: 1–12 Months
Amount: $5K – $2M
Payment: Daily / Weekly / Monthly
Docs: Application, 4 business bank statement
Notes: ITIN accepted
Unlock the value of your equipment or real estate through asset-based financing. These secured loan programs offer high advance rates
Term: 3–7 Years
Interest Rate: 5–15% APR
Advance Amount: Up to 90%
Payment: Monthly
Docs/Quals:
Real estate or heavy equipment fully owned
$250K minimum valuation
1 Year in Business
600–650+ FICO
$250K Gross Annual Revenue
Notes: Fully expensable for tax purposes; no $ cap
Explore flexible funding options designed to support your construction projects from start to finish.
FundRock Capital is able to provide financing to cover all of your ground-up construction needs
12 – 24 Months
$100K* – $2M
Starting at 10.99%
Construction loans for builders with a build to rent strategy. Save time, money, and headaches
Fast, simple closings
13, 19, 24–month term
Non-recourse available
Free up working capital with a bridge loan for new construction financing on completed new home inventory
Exterior valuations
Up to 80% LTV
13, 19, 24–month
Flexible short-term financing solution for bridging gaps during property transitions, with loan amounts up to $2.5M.
A solution to bridge the gap when transitioning from one home to another
Loan amounts up to $2.5 million
5-year interest only
Close in an LLC
FundRock Capital’s ARV Loan Program offers financing for up to 90% of the purchase price
$100k for Single-Family
$350k for Multi-Family
12 – 18 Months
FundRock Capital’s ARV Loan Program offers financing for up to 90% of the purchase price
PURCHASE LTV up to 75%
REFINANCE LTV up to 70%
CASH-OUT LTV up to 65%
Fix and Flip Private Money Loan with 100% financing, no upfront fees, and no monthly payments
100% Financing: Covers both purchase and renovation costs.
No Upfront Fees: Points and lender fees are rolled into the loan.
No Monthly Payments: Interest accrues until repayment.
Eligibility:
640+ credit score
8+ completed projects in 5 years
Loan amounts up to $750,000
Investor Levels:
New/Limited: Up to 80% purchase + 100% rehab
Experienced: Up to 90% purchase
This program is tailored for active real estate investors looking to acquire and renovate properties without heavy out-of-pocket costs.
Seize the opportunity to grow your business and gain access to the capital you need.
Exclusive Lender Relationships
Expert Advice from Business Advisors
Funding On Your Timeline
Long Term Perspective With Every Client