Your Trusted Business Loan & Credit Experts
At National Funding Partner, we offer more than just financing — we offer freedom to grow. With 22+ years of combined experience, we specialize in helping startups, small businesses, and established companies access fast, flexible capital through our vast network of vetted lenders.
Whether you're building credit, expanding operations, or stabilizing cash flow — we have a tailored solution for you.
Business Credit Cards
Whether you're building credit or looking for flexible funding, our business credit card programs are a smart way to unlock capital. With no impact on your personal credit and options that don't require revenue history, these cards are perfect for startups and growing companies.
Docs Required: Full Name, Home Address, SSN only
Business Lines of Credit
A business line of credit gives you the freedom to borrow only what you need, when you need it — and pay interest only on the amount you use. Our flexible LOC options suit businesses of all sizes.
- • $75K open receivables
- • 1 Year in Business
- • $500K annual gross sales
- • No minimum FICO
Invoice Financing
Turn your outstanding invoices into immediate cash flow. Invoice financing allows you to use unpaid customer invoices as collateral to secure funding, helping bridge cash flow gaps while you wait for customer payments.
Benefits:
- • No debt on balance sheet
- • Factor handles collections
- • Immediate cash flow improvement
Key Features:
- • You retain customer relationships
- • Lower cost than factoring
- • Revolving credit facility
How Invoice Financing Works
Submit Invoices
Upload your outstanding customer invoices for review
Get Approved
Receive approval and advance within 24-48 hours
Collect & Repay
Customer pays invoice, you repay the advance plus fees
Business Loans
Looking for more structured funding? Our long-term business loans, including SBA and working capital loans, are designed to help you scale, stabilize, or invest in new opportunities.
Revenue-Based / MCA
Need fast funding without the credit barriers? Our revenue-based loans and merchant cash advance (MCA) programs provide quick capital based on your monthly business income — not your FICO score.
Special: ITIN accepted • Application + 4 business bank statements required
Asset-Based Financing
Unlock the value of your equipment or real estate through asset-based financing. These secured loan programs offer high advance rates with longer repayment terms and lower interest rates.
Requirements:
- • Real estate or heavy equipment fully owned
- • $250K minimum valuation
- • 1 Year in Business
- • 600–650+ FICO
- • $250K Gross Annual Revenue
Tax Benefit: Fully expensable for tax purposes • No dollar cap
Specialty Hard Money & Construction Loans
Specialized financing solutions for experienced real estate investors and developers. Our hard money and construction loans offer fast closings, competitive rates, and flexible terms for various property types and investment strategies.
FICO Requirement: 680+ • Loan Range: $100K - $5M
Eligible Property Types
1-4 Unit Residential
Multifamily (no unit cap)
Mixed-Use
Ground-Up Construction
Entitled Land
🏆 Experienced Investor Program
For investors with 5+ projects in the last 5 years
Exclusive Benefits:
- Up to 100% LTC on 1-4 unit projects
- Covers both acquisition and rehab costs
- Up to 70% ARV (After Repair Value)
- Streamlined approval process
Qualification Requirements:
- • Experience: 5+ completed projects in last 5 years
- • FICO Score: 680+
- • Property Type: 1-4 unit residential
- • Strategy: Fix & flip or BRRRR
Additional Commercial Programs
Comprehensive commercial financing solutions for real estate investors and businesses nationwide
Property Types:
- • Commercial
- • Non-Owner Occupied
- • Land & Building
- • Fix & Flip
- • 1-4 Family
- • Multi-Family
- • Condo & Co-Op
Bridge Financing: 6-48 Months
DSCR: 12-360 Months
Eligible:
- • Business to Business
- • Business to Government
- • A/R & Invoices
- • Contracts
Key Benefits:
- • Low credit score requirements
- • Revenue-based approval
- • All industries welcome
- • Fast funding process
Ready to Get Started?
Choose the financing solution that's right for your business and get funded fast.