Your Trusted Business Loan & Credit Experts

At National Funding Partner , we offer more than just financing — we offer freedom to grow. With 22+ years of combined experience, we specialize in helping startups, small businesses, and established companies access fast, flexible capital through our vast network of vetted lenders.

Whether you're building credit, expanding operations, or stabilizing cash flow — we have a tailored solution for you.

Business Credit Cards


Whether you're building credit or looking for short-term 0% interest funding, our business credit card programs are a smart way to unlock flexible capital. With no impact on your personal credit and options that don’t require revenue history, these cards are perfect for startups and growing companies that need working capital without the burden of high interest rates.

Business Lines of Credit

A business line of credit gives you the freedom to borrow only what you need, when you need it — and pay interest only on the amount you use. Our flexible LOC options suit businesses of all sizes, with approvals based on monthly revenue, time in business, and your current cash flow. Whether you’re covering payroll or preparing for expansion, our revolving credit lines adapt to your timeline.

Loans

Looking for more structured funding? Our long-term business loans, including SBA and working capital loans, are designed to help you scale, stabilize, or invest in new opportunities. With loan amounts up to $10 million and terms of up to 25 years, these options come with monthly payments, competitive interest rates, and transparent qualification criteria.

Revenue-Based / MCA

Need fast funding without the credit barriers? Our revenue-based loans and merchant cash advance (MCA) programs provide quick capital based on your monthly business income — not your FICO score. Ideal for businesses with consistent sales but limited access to traditional loans, these solutions offer same-day funding and flexible repayment terms.

Asset-Based Financing

Unlock the value of your equipment or real estate through asset-based financing. These secured loan programs offer high advance rates (up to 90%) with longer repayment terms and lower interest rates. Whether you’re purchasing new machinery or leveraging existing property, asset-based lending provides the capital you need while keeping your operations strong.

Construction

xplore flexible funding options designed to support your construction projects from start to finish. Whether you're building from the ground up, developing rental properties, or freeing up capital from completed inventory, our programs offer fast approvals, competitive terms, and tailored financing to meet your goals.

Hard Money

Our Hard Money program offers a fast and flexible financing solution for individuals transitioning between properties. With loan amounts available up to $2.5 million, this option is ideal for those needing quick access to capital without the lengthy approval processes of traditional loans. The program features interest-only payments for up to five years and allows closings under an LLC structure, making it a strategic choice for investors and homeowners seeking short-term leverage during property acquisitions or transitions.

Fix and Flip Private Money Loan

Our 100% Fix and Flip Private Money Loan is a high-leverage funding solution designed for experienced real estate investors looking to finance both the purchase and renovation of properties with no upfront fees or monthly payments. With loans up to $750,000, this program covers up to 100% of costs, rolling lender fees into the loan and allowing interest to accrue until repayment. Investors with a minimum 640 credit score and a history of at least 8 completed projects in the last 5 years can qualify, while new or limited-experience investors may access up to 80% of the purchase and 100% of the rehab budget.

Business Credit Cards

Whether you're building credit or looking for short-term 0% interest funding, our business credit card programs are a smart way to unlock flexible capital.

0% Interest Business Credit Card

  • Credit Score: 680+

  • Time in Business / Revenue: None

  • Interest Rate: 0% APR for 6–24 months

  • Docs Required: Tri-Merge Credit Report

  • Notes:

    1. Doesn’t report to personal credit

    2. Can draw to cash at 0% interest

    3. Builds business credit and banking relationships

No Doc Funding – Business Credit Card

  • Credit Score: 680

  • Time in Business: 6 Months

  • Interest Rate: 0% for 12 months

  • Funding Amount: $100K – $150K

  • Funding Period: 1–2 Weeks

  • Payment: Monthly

  • Docs Required: Full Name, Home Address, SSN

  • Notes: No bank statements or tax returns; builds business credit

Business Lines of Credit

A business line of credit gives you the freedom to borrow only what you need, when you need it — and pay interest only on the amount you use.

Line of Credit – Alternative A

  • Revenue: $15K/month

  • Credit Score: 650

  • Time in Business: 3 Years

  • Interest: 1%/month

  • Funding Period: 24 Hours

  • Term: 12–36 Months

  • Amount: $10K – $275K

  • Payment: Weekly / Monthly

  • Docs: Application, 4 business bank statements

  • Notes: Max 1 MCA

Line of Credit – Alternative B

  • Revenue: $5K/month

  • Credit Score: 635

  • Time in Business: 6 Months

  • Interest: 3%/month

  • Term: 12–24 Months

  • Amount: $5K – $100K

  • Payment: Monthly

  • Docs: Application, 4 business bank statements

  • Notes: No MCA

Line of Credit – Alternative C

  • Revenue: $17K/month

  • Credit Score: 551

  • Time in Business: 1 Month

  • Interest: 11% APR+

  • Funding Period: 2–3 Weeks

  • Term: 12–36 Months

  • Amount: Up to $500K

  • Payment: Weekly

  • Docs: Application, 4 business bank statements

  • Notes: Max 2 MCAs allowed, no tax returns

A/R Line of Credit

  • Facility Size: $200K – No cap

  • Advance Rate: Up to 95% A/R

  • Interest Rate: Prime +2%

  • Docs/Quals:

    • $75K open receivables (30–60 day terms)

    • 1 Year in Business

    • $500K annual gross sales

    • No minimum FICO

Loans

Looking for more structured funding? Our long-term business loans, including SBA and working capital loans, are designed to help you scale, stabilize, or invest in new opportunities.

SBA Loan

  • Term: 5–25 Years

  • Rate: Prime +1–3%

  • Notes: Government-backed; can refinance debt

Business Term Loan – Working Capital

  • Term: 6–36 Months

  • Funding: 24–48 Hours

  • Amount: Up to $10M

  • Payment: Monthly

  • Quals:

    • 2 Years in Business

    • 650+ FICO

    • $300K Gross Annual Revenue

    • 4 Months Bank Statements

Personal Loan

  • Revenue: $70K/year (or $700/week in NY & FL)

  • Credit Score: 680+

  • Term: Up to 5 Years

  • Interest Rate: 7% APR+

  • Funding: 2 Business Days

  • Amount: Up to $500K

  • Docs: DL, 2 Years Tax Returns, 2 Years W2, 30 Days Paystubs

Revenue-Based / MCA

Need fast funding without the credit barriers? Our revenue-based loans and merchant cash advance (MCA) programs provide quick capital based on your monthly business income

Revenue Based Funding

  • Revenue: $10K/month

  • Credit Score: 500

  • Time in Business: 3 Months

  • Interest: None

  • Funding Period: 24 Hours

  • Term: 1–12 Months

  • Amount: $5K – $2M

  • Payment: Daily / Weekly / Monthly

  • Docs: Application, 4 business bank statement

  • Notes: ITIN accepted

Apply Now

Asset-Based Financing

Unlock the value of your equipment or real estate through asset-based financing. These secured loan programs offer high advance rates

Equipment & Real Estate Loans

  • Term: 3–7 Years

  • Interest Rate: 5–15% APR

  • Advance Amount: Up to 90%

  • Payment: Monthly

  • Docs/Quals:

    • Real estate or heavy equipment fully owned

    • $250K minimum valuation

    • 1 Year in Business

    • 600–650+ FICO

    • $250K Gross Annual Revenue

  • Notes: Fully expensable for tax purposes; no $ cap

Construction

Explore flexible funding options designed to support your construction projects from start to finish.

New Construction

FundRock Capital is able to provide financing to cover all of your ground-up construction needs

  • 12 – 24 Months

  • $100K* – $2M

  • Starting at 10.99%

Build to Rent

Construction loans for builders with a build to rent strategy. Save time, money, and headaches

  • Fast, simple closings

  • 13, 19, 24–month term

  • Non-recourse available

Bridge Plus

Free up working capital with a bridge loan for new construction financing on completed new home inventory

  • Exterior valuations

  • Up to 80% LTV

  • 13, 19, 24–month

Hard Money

Flexible short-term financing solution for bridging gaps during property transitions, with loan amounts up to $2.5M.

Hard Money

A solution to bridge the gap when transitioning from one home to another

  • Loan amounts up to $2.5 million

  • 5-year interest only

  • Close in an LLC

Fix & Flip

FundRock Capital’s ARV Loan Program offers financing for up to 90% of the purchase price

  • $100k for Single-Family

  • $350k for Multi-Family

  • 12 – 18 Months

Stabilized Bridge

FundRock Capital’s ARV Loan Program offers financing for up to 90% of the purchase price

  • PURCHASE LTV up to 75%

  • REFINANCE LTV up to 70%

  • CASH-OUT LTV up to 65%

Fix and Flip Private Money Loan

Fix and Flip Private Money Loan with 100% financing, no upfront fees, and no monthly payments

Fix and Flip Private Money Loan

  • 100% Financing: Covers both purchase and renovation costs.

  • No Upfront Fees: Points and lender fees are rolled into the loan.

  • No Monthly Payments: Interest accrues until repayment.

  • Eligibility:

    • 640+ credit score

    • 8+ completed projects in 5 years

    • Loan amounts up to $750,000

  • Investor Levels:

    • New/Limited: Up to 80% purchase + 100% rehab

    • Experienced: Up to 90% purchase

This program is tailored for active real estate investors looking to acquire and renovate properties without heavy out-of-pocket costs.

Accelerate Your Success


Seize the opportunity to grow your business and gain access to the capital you need.

  • Exclusive Lender Relationships

  • Expert Advice from Business Advisors

  • Funding On Your Timeline

  • Long Term Perspective With Every Client

Business financing solutions tailored to help you grow.

Phone: +1 866 LEND 505 | +1 866 536 3505 | Email: [email protected]

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