Frequently Asked Questions

The rates can change depending on the different lending products. At banks, interest rates are generally the prime rate + 2%, but strict qualifications restrict many businesses from reaching an approval that aligns with their business goals.

We offer SBA loans, equipment financing, business term loans, lines of credit, inventory financing, A/R financing, and asset-based lending. All these products come with different rates, and they all change constantly.

We have relationships with the best non-bank lenders in the nation. We look to get you the best deal and get you the most competitive interest rate for whatever you're looking to accomplish.

For small business loans, we work with lenders who may do soft credit pulls. For large commercial loans, credit checks will be performed as part of the application process.

We do this through our lender matching technology and, of course, our team of expert Business Finance Advisors. For certain loan types like hard money loans, credit checks may not be required, but this varies by lender.

With our digital application and 4-6 months of bank statements, you can secure up to $250,000 within a few hours!

Keep in mind that bank financing takes an average of 90 days to complete, regardless of the amount or solution you're seeking. With National Funding Partner, our team finds you the best options promptly, so we can move through the process on your schedule.

Some lending products are collected daily, weekly, bi-weekly, or monthly. We have monthly payment options available on our SBA loans, equipment financing, and business term loan products.

If you're looking for a specific repayment option, just ask us! We can go over all the options available to you.

Some large commercial loan services may require an application fee to proceed with the application process. This fee is credited back to you at closing if the loan is successfully funded.

Application fees help ensure serious applicants and commitment to the process, which allows us to dedicate the time and resources needed for thorough underwriting and analysis of large commercial deals.

For large commercial loans, yes - hard credit inquiries will impact your personal credit score. This is a standard part of the application process for lenders and investors to evaluate your application.

For certain loan types like hard money loans, credit checks may not be required, but this varies by lender. We will only perform credit checks with your authorization and as part of the legitimate application process.

We provide white-glove underwriting and analysis services. Unlike brokers who simply forward your application, we actually underwrite and analyze your deal to ensure it's presented in the best possible format to investors and lenders.

We prepare and optimize your pitch deck, analyze your business model, and restructure your presentation to maximize funding potential. We've helped clients significantly increase their funding amounts through this comprehensive approach.

We work with both banks and investors, but we specialize in private investors, institutional lenders, and specialized commercial lenders for large deals. Many banks have internal lending limits that prevent them from funding large commercial loans.

Our network includes investors who specifically want deals over $10 million, as well as banks and other institutional lenders. We match you with the best funding source for your specific needs and deal structure.

We can help connect you with joint venture partners for projects that require equity partnerships rather than traditional debt financing. Not all projects are suited for debt - some require partners who see the vision and want to share in the success.

If your project needs a joint venture partner rather than a loan, we can facilitate those connections through our network of investors and developers.

Large commercial loans require comprehensive documentation to properly evaluate your application. You'll need:

We'll provide you with a complete checklist tailored to your specific deal and work with you throughout the process to ensure all documentation is properly prepared.

Large commercial loans require thorough due diligence and careful evaluation, which takes time to ensure everything is properly reviewed. The timeline depends on deal complexity, documentation completeness, and lender requirements.

We work efficiently to move the process forward while ensuring all aspects of your deal are properly analyzed. Our white-glove service includes comprehensive underwriting and preparation, which helps streamline the process once your application reaches investors and lenders.

We work with hard money lenders who may not require credit checks. However, you'll still need substantial collateral and proven cash flow to qualify.

We can help determine the best option for your situation - whether that's hard money, traditional bank financing, or working with private investors. Each option has different requirements, and we'll guide you to the solution that fits your needs.

Yes, we work with clients in the United States, United Kingdom, Australia, and Canada. Certain restrictions may apply based on lender requirements and specific deal structures.

If you're located outside these countries, please contact us to discuss your specific situation and see if we can accommodate your needs through our network of lenders and investors.

For certain large commercial loans, lenders may require commitment fees as part of the due diligence process. These fees are paid directly to the lender and demonstrate your serious commitment to the deal.

Commitment fees may be refundable under certain conditions as specified in your loan agreement. The amount varies depending on the loan size and lender requirements. We'll clearly explain any commitment fees before you proceed with an application.

Pitch deck preparation is a professional service that includes comprehensive analysis and restructuring of your business presentation to maximize funding potential. For a fee, we provide business model optimization and create a compelling pitch deck.

This service includes analyzing your business model, identifying additional revenue streams, optimizing your presentation, and ensuring your deal is presented in the best possible format. We've helped clients significantly increase their funding amounts through this service - in some cases, restructuring a project to unlock millions more in funding potential.