Bonita Springs, FL
National Funding Partner

Frequently Asked Questions

Get answers to the most common questions about our business funding services

Everything You Need to Know

Have a question that's not answered here? Contact us at (239) 412-4009

What Are the Interest Rates?

The rates can change depending on the different lending products. At banks, interest rates are generally the prime rate + 2%, but strict qualifications restrict many businesses from reaching an approval that aligns with their business goals.

We offer SBA loans, equipment financing, business term loans, lines of credit, inventory financing, A/R financing, and asset-based lending. All these products come with different rates, and they all change constantly.

Rate Ranges by Product:

  • Equipment & SBA Funding: 6-8% (single digits)
  • A/R & Asset-Based Lending: High single-digit rates (with quality receivables/collateral)
  • Alternative Products: Around 1% per month (12-18% annually)

We have relationships with the best non-bank lenders in the nation. We look to get you the best deal and get you the most competitive interest rate for whatever you're looking to accomplish.

What Are the Qualifications?

National Funding Partner's qualifications are:

1+ Year

in Business

$500,000

in Annual Revenue

These two criteria set a baseline for us to work with. From there, we'll work with you to find the best options you qualify for.

Will You Run My Credit?

National Funding Partner's team will let clients pull their own credit so we can understand which lenders will approve you.

We do this through our lender matching technology and, of course, our team of expert Business Finance Advisors. Some of the lenders on our platform also do soft credit pulls.

Important: If you are going to get a hard inquiry to receive an offer, we'll let you know upfront immediately.

How Fast Is the Process?

With our digital application and 4-6 months of bank statements, you can secure up to $250,000 within a few hours!

Funding Timeframes:

Up to $250,000
Few Hours
$1M - $5M
3-7 Business Days
Equipment Financing
3-10 Business Days
SBA Loans
45 Days

Keep in mind that bank financing takes an average of 90 days to complete, regardless of the amount or solution you're seeking. With National Funding Partner, our team finds you the best options promptly, so we can move through the process on your schedule.

Are There Monthly Payment Options Available?

Some lending products are collected daily, weekly, bi-weekly, or monthly. We have monthly payment options available on our SBA loans, equipment financing, and business term loan products.

Monthly Payment Products:

  • SBA Loans
  • Equipment Financing
  • Business Term Loans

If you're looking for a specific repayment option, just ask us! We can go over all the options available to you.

Still Have Questions?

Our team of Business Finance Advisors is ready to help you find the perfect funding solution.