Frequently Asked Questions

For commercial loans, credit checks will be performed as part of the application process. This is a standard part of how lenders and investors evaluate your application.

We do this through our lender matching technology and, of course, our team of expert Business Finance Advisors. For certain loan types like hard money loans, credit checks may not be required, but this varies by lender.

Some large commercial loan services may require an application fee to proceed with the application process. This fee is credited back to you at closing if the loan is successfully funded.

Application fees help ensure serious applicants and commitment to the process, which allows us to dedicate the time and resources needed for thorough underwriting and analysis of large commercial deals.

For large commercial loans, yes - hard credit inquiries will impact your personal credit score. This is a standard part of the application process for lenders and investors to evaluate your application.

For certain loan types like hard money loans, credit checks may not be required, but this varies by lender. We will only perform credit checks with your authorization and as part of the legitimate application process.

We provide white-glove analysis services. As independent finance consultants, we thoroughly analyze your deal to ensure it's presented in the best possible format to investors and lenders.

We prepare and optimize your pitch deck, analyze your business model, and restructure your presentation to maximize funding potential. We've helped clients significantly increase their funding amounts through this comprehensive approach.

We provide independent commercial finance consulting services to clients exploring capital options for large commercial projects.

Our role is to advise clients on capital structure, deal positioning, and funding readiness, and to facilitate non-exclusive introductions to banks, private capital sources, and institutional groups when appropriate.

Many traditional banks have internal lending limits or policy constraints on large or specialized transactions. As part of our consulting process, we help clients understand alternative capital pathways, including private and institutional sources that may align with their project profile.

We can help connect you with joint venture partners for projects that require equity partnerships rather than traditional debt financing. Not all projects are suited for debt - some require partners who see the vision and want to share in the success.

If your project needs a joint venture partner rather than a loan, we can facilitate those connections through our network of investors and developers.

Large commercial loans require comprehensive documentation to properly evaluate your application. You'll need:

We'll provide you with a complete checklist tailored to your specific deal and work with you throughout the process to ensure all documentation is properly prepared.

Large commercial loans require thorough due diligence and careful evaluation, which takes time to ensure everything is properly reviewed. The timeline depends on deal complexity, documentation completeness, and lender requirements.

We work efficiently to move the process forward while ensuring all aspects of your deal are properly analyzed. Our white-glove service includes comprehensive underwriting and preparation, which helps streamline the process once your application reaches investors and lenders.

We work with hard money lenders who may not require credit checks. However, you'll still need substantial collateral and proven cash flow to qualify.

We can help determine the best option for your situation - whether that's hard money, traditional bank financing, or working with private investors. Each option has different requirements, and we'll guide you to the solution that fits your needs.

Yes, we work with clients in the United States, United Kingdom, Australia, and Canada. Certain restrictions may apply based on lender requirements and specific deal structures.

If you're located outside these countries, please contact us to discuss your specific situation and see if we can accommodate your needs through our network of lenders and investors.

For certain large commercial loans, lenders may require commitment fees as part of the due diligence process. These fees are paid directly to the lender and demonstrate your serious commitment to the deal.

Commitment fees may be refundable under certain conditions as specified in your loan agreement. The amount varies depending on the loan size and lender requirements. We'll clearly explain any commitment fees before you proceed with an application.

Pitch deck preparation is a professional service that includes comprehensive analysis and restructuring of your business presentation to maximize funding potential. For a fee, we provide business model optimization and create a compelling pitch deck.

This service includes analyzing your business model, identifying additional revenue streams, optimizing your presentation, and ensuring your deal is presented in the best possible format. We've helped clients significantly increase their funding amounts through this service - in some cases, restructuring a project to unlock millions more in funding potential.