DSCR FINANCING
DSCR Loans
Long-term investor financing based on the property's income, no personal income verification required
DSCR Program Highlights
- Rates as low as 5.75%, 30-year fixed rate.
- No income verification. Qualification is based on the asset's income, not your personal income. No proof of income required.
- Short prepayment penalty. You can buy down the prepayment penalty to as low as one year on the 30-year fixed.
- 10-year interest-only, Ideal if you want to hold the asset short-term, maximize cash flow, and then sell. Keeps payments as low as possible with no prepayment penalty.
- Balloon structures available to match your hold period and strategy.
- Cash-out refinance up to 80% LTV based on appraised value.
- No DSCR (low DSCR) loans, We can do loans with DSCR as low as 0.75.
- 50/50 program: Get a DSCR loan for 50% of the property's value with no credit check. If the asset is worth $2,000,000, you can pull out $1,000,000 in cash, available when you own the property outright or have a small balance remaining.
See what you qualify for today. Our team will structure a DSCR solution that fits your hold period and goals.
Get Your Funding
Free consultation • 2-minute application